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Water: about 4 L (1 gallon) per person per day, at least 3 days (2 weeks if possible)
No-cook food for 3 days to 2 weeks, manual can opener
Two weeks of prescription and basic medicines, first-aid supplies
Flashlight or lantern, spare batteries
Battery or hand-crank radio
Power bank and charging cables
Some cash in case card payments stop
Copies of ID, insurance and bank documents in a waterproof bag
Masks, hygiene items, blankets and warm clothes, whistle
A family contact plan and meeting point

Know your nearest public shelter
Learn the alert types: alert, air raid, CBRN
CBRN basics: gas mask or wet towel, plastic sheeting and tape to seal windows
Keep your fuel tank at least half full
Abroad: register with your embassy, check passport validity
Business: insure receivables in conflict-risk markets, plan staff evacuation, line up alternative suppliers

Rotating 2-week to 3-month stock: rice and grains, canned food, dried food, cooking oil, salt and sugar
Eat the oldest first and refill (rotate by expiry)
Water filter or purification tablets
No panic buying — build up gradually in normal times
Business: watch the FAO Food Price Index and GIEWS alerts, diversify ingredient suppliers

Emergency fund for 3 to 6 months of living costs
Pay down high-interest debt first
Spread deposits within each bank's deposit-insurance limit
Hold some cash
Diversify income and customers, cut fixed costs
Business: track stimulus, infrastructure and jobs programmes on the radar — public spending rises in downturns
General information, not investment advice

Turn on emergency alerts on your phone
Earthquake: drop under a table; when it stops, take the stairs to open ground
Tsunami: if warned on the coast, or the sea suddenly recedes, go to high ground at once
Storms and floods: secure windows, stay away from rivers and coasts
Volcanic ash: mask and goggles, stay indoors
Secure furniture, know your evacuation route